New mortgage lending rules are coming into force on April 26.
The changes - implemented by the Financial Conduct Authority (FCA) - are being introduced under a Mortgage Market Review (MMR).
They are designed to ensure people only take out a mortgage they can afford, and to prevent a recurrence of the irresponsible lending practices of the past.
The rules are aimed at mortgage lenders and advisers but will mean your mortgage application could take longer to complete and may be more complicated.
Getting your mortgage approved could also become more difficult.
The national housing market reported another increase in mortgage lending in March.
Gross mortgage lending totalled £15.4bn during the month, up 4% on February and 33% higher than a year earlier, according to the Council of Mortgage Lenders (CML).
A BBC report says that lending in the first quarter of the year, traditionally a quiet period, was down on the previous three months.
The figures show that total UK mortgage lending in the first three months of the year was £46.3bn. This was 10% down on the last three months of 2013.
A former construction boss is on the fast track to becoming a chartered surveyor after joining McAndrew Martin.
Simon Lee has become our 18th member of staff as we step-up expansion in our 25th year.
He has started as a Trainee Surveyor after graduating with a Masters Degree in Property Development from the University of Portsmouth School of Civil Engineering and Surveying .
Simon, who is 51, is on the Royal Institution of Chartered Surveyors (RICS) fast-track graduate course to professional Membership because of his experience and background.
We're set to employ more staff after a surge in demand for surveys by house-buyers.
We are carrying out 40 per cent more reports this month, February 2014, compared with February 2013 as the housing market and wider economy gains pace.
The increased instructions come as the Office for National Statistics (ONS) found that average house prices nationwide hit £250,000 for the first time - and as the Bank of England indicated that interest rates would not rise for some time